Finance Questions

Archive for January, 2006

Question: I also work at the Consumer Finance Dept at Citizens Bank?

People sign 100,000 contracts and not read the contract why is this? Then they ask questions like this all day long to me. If i send a little extra will it go to the principal. Well yes because we have no other place to apply it unless you want me to take the cash home with me. Or how come my bill says im two months passed due. Well you paid your payment kind of late that month sso your statement says passed due when your not. I have auto debit and how come that payment didnt come out during the weekend? Well we don’t take payments out during the weekend and no dumb ass your not late. Payment breaks stop calling me and telling me you have a payment break no one cares. Just use it and get on with your life. And stop calling me on a sunday to tell me your apr should be adjusted with the wall street journal prime. It will be adjusted next billing statment. We bill a month behind. Most everyone bills amonth behind. We cant future send you statments dumb ass!

Answer: Feel better now?

Journal de Trading de dreamfab – 10/05/2010

Question: Would you move to go after a job opportunity that would greatly benefit your career?

I’ve just graduated from college (a few months ago) and I’m now looking at the job opportunities that will be offered at my college’s upcoming job fair.

My major is in Finance, but I lack actual experience in the field. Nonetheless, I could do quite well for myself if I am one day able to be a Financial Analyst. Few companies offer training programs, but one that does has opportunities in Irvine California (in “The OC” Orange County). I live too far to drive there … if you’re familiar with California, I live in Ventura County with my family.

In any case, it would be an awesome opportunity, but I’d have to move out on my own to do it. Should I go for it? It sounds kind of exciting actually … I could get an apartment in Newport Beach which is right next to Irvine and is supposed to be really nice.

So what say you, should I leave home and follow the job if the opportunity presents itself?

Answer: mattias carl has given a very sensible answer and I would agree with all he/she said.

I was unemployed and moved over two hundred miles to take up a new position, (on a few days break, saw job advertised, went home posted application form on Saturday. Monday had a phone call inviting me for an interview on the Thursday, started work on the Monday!)

Met the man who is now my husband. After a few years he was promoted in his job, and as there were no vacancies at the new level where we were living, we decided that to take up his promotion we would have to move to another area where there were vacancies at the new level. Some years after that he was not overly happy with the way things were going at work,….(a government dept.), ….so after a great deal of discussion between us, he applied for a position at a higher grade with another governement dept. and hey presto we moved again!

Each time we moved I was able to find further employment and I have also retrained as an IT tutor in adult education. We have also made some very good friends wherever we have lived.

Think it through and if you feel it is right for you then go for it….life is too short for regrets and you don’t want to live the rest of your life thinking “if only…..”

Good luck…

Financial Services IRVINE CA: Investments, Mutual Funds, 401k, IRA, Annuity, Life Insurance

Question: Is there bank that finance a cargo van for a commercial use?

I was looking for a reputed bank that i can rely on. I know Bank of America, Citi, Capitalone does not offer auto loans for cargo vans.

Answer: Go to the bank with which you have a history i.e. checking, savings, mortgage etc. That would be your best move.

Car Loans Bronx from Yonkers Auto Mall the Bronx Used Cars leader

Question: When buying a new home, do I have to use the builder’s bank to finance my mortgage?

I bought a new home from the builder. The builder deals with a certain bank and they want me to get my mortgage from the same bank they are dealing with. Do they have the rights to do this? Or, am I free to choose whichever bank I want?

Answer: YES AND NO’
SOMETIMES BUILDERS MAKE A PACKAGE DEAL WITH A LENDER ,WHO IN TURN CAN OFFER TERMS AND RATES THAT OTHER LENDER WOULD
NOT.ANOTHER ISSUE IS ,IF THE PROJECT IS A NEW HOUSING TRACK,MOST CONVENTIONAL LENDERS WANT TO SEE AT LEAST HALF THE PROJECT HAS BEEN SOLD.WHERE AS BUILDER ‘S PREFERD LENDER MAY NOT HAVE THAT CONDITION.BUILDER’S LENDER CAN ALSO OFFER REDUCED COST,BECAUSE OF MASS BUSINESS.

HOME MORTGAGE FINANCING PROGRAMS and LOANS – (916) 600-0880

Question: Why did Republicans Help Block Campaign Finance Reform?

Why were they against this too?

What have the been for during this Administration?

Answer: They are againsted everything during this Administration even if their opposition eviscerates the citizens of the U.S.

Gerald Celente: Finance reform, just a show