Archive for August, 2008
Nyc Dept Of Finance
August 31st, 2008
Question: GPA required for Columbia graduate program in finance?
GPA required for Columbia graduate program in finance?
I am a Biomedical engineering student at a public university (City College of New York) where i attend the honors program. I am a sophomore and my GPA at the moment is 3.4 which I expect to go by alot since most of my grades are A's and the only one grade that brought my GPA down was a D (caused due to my own negligence). I was just wondering if anyone here has been accepted to the Columbia University graduate prgrams in financial engineering or mathematical finance. What would be an acceptable GPA to get into such a program. I am aware that GPA requirements for Med SChool are higher than ever. What about masters of finance programs at say....Princeton or Columbia. I am confident of doing well on teh GRE. I am also a writer for the school paper. and about to do an internship with the NYC Dept Of Finance in the coming summer.
Answer: I would aim for a 3.5, but even if you're only at about a 3.0 I'd still apply. They let in as low as 3.0 GPA, but will obviously prefer higher when they can get them.
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Car Finance Max
August 29th, 2008
Question: Car Financing?
I'm 18 (almost 19), I have no credit score and no co-signer. I do however have two, full time job that brings in a total of $2,400.00 per month. I live with my mom and dad, so I don't have an official bills to pay.
Would I qualify for any kind of car financing? I was reading about this place called "Funding Way" and accoridng to there pre-qualify survey I qualify for $15,000 in fininacing... But id it REALLY possible for me to get finacning for a NEW car?
I don't have a huge amount of money for a down-payment ($800 MAX).
Thanks!
Answer: Your best bet is to talk to a bank (credit union or one that you have a checking or savings account at.) Ask them to help you out. Tell them that you don't have any bills yet, and show them that you have steady employment. They may help you finance for a loan but maybe at a slightly higher rate of interest. Then head to a car dealer and show them you are approved and find a car you want, try it out, have it checked out by a mechanic and mom and dad (if you trust their judgement) and then offer the dealer 500.00 less than ticket price for the car and once they agree then use that 800.00 you saved up for downpayment for insurance and for tags, title, and tax and any inspections you may need done. Before you rush to a lot to get a car hit car.com and check out the cars then run it with nada.com to see the value of car. Find what you want first. Then call the insurance company you will use and have them quote you a price so you can see how much the insurance will be. It takes a while to shop for a car if you do it the right way. Good luck.
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