American Finance Company
June 27th, 2009 | 
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Question: 0% finance?
I am wondering why all these american car companies offer 0% for 60 months, and Finance Companies for Honda does not offer the same? I know Honda and Acura Toyota are much better cars, but shouldn't we be able to get that financing even with a foreign car?
Answer: The 0% finance is a fiction. If you check the fine print, you will discover that you have a choice of 0% finance, or a cash rebate. If you do not take the cash rebate, the amount of the rebate is basically a prepaid Finance Charge. The only way to tell for sure what is going on is to get all the details of each deal and compare them with a financial calculator such as an HP-12C.
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