Finance Questions

Archive for the ‘Auto Finance’ Category

Question: has anyone heard of bluesky Auto Finance Company that deal with people w/ bad or no credit?

Answer: I dnt no about bluesky but i surely know a company through you can get a avail car loan, on bad credit, no credit, or bankruptcy. They are specialize in such case. All you need is to apply there online auto loan form that too with best auto loan rate for your new car.
Would like to suggest you http://www.carmoneyrealfast.com

CAR LOAN FOR BAD CREDIT NO CREDIT AUTO FINANCING CAR LOAN RATES AND CALCULATOR AND ALL TYPES OF LOANS FAST APPROVAL GUARANTEED VISIT NOW AND APPLY ONLINE

Question: Just found out my Husband has 23,000 in credit card dept and spent 50,000 of his 401K.?

I have been married for 18 years and learned my husband has not been honest about our finances. I have always let him pay the main bills. He makes 80,000 and I make about 20,000. I just did a budget and found out we are 800 short a month. Our take home is 4900 and our bills are about 5800. We do not drive new cars and take vacations. It seems 100,000 does not seem to be enough when you have a home, 25,000 in student loans and a child in private school. He has never managed money well, but I am shocked to learn that he took money out of our 401K and has 23,000 in credit card dept. He is a great dad, but has a hard time telling the kids no. I told him we could sell our home and pay off the dept, or my son who has some special needs could go back to a public school. He does not want to sell or send our son back. Divorce is too much money and he does not want to go into counseling. I also feel divorce would be bad for the kids and my job does not have any health insurance.

Answer: Well, the only thing to tell you is that you just need to work in paying off your debts. What else is there to do? He made a mistake and hopefully he has learned from this. In the meantime, find other means to cut down. Maybe instead of having a phone in the house just use your cell phones. Cut down on your light bill by lowering the temperature in the house. Try to use less gasoline by getting everything you need in one trip. Cut out coupons to help minimize the grocery bills. Shop for used clothing (no one else has to know). Try to consolidate your debt under one major credit card or a bank loan if you have more or less good credit. And monitor your husband's spending.

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