Finance Questions

Posts Tagged ‘car finance loans’

Question: Do all car loans and Finance Companies require a cosigner?

I have no credit history and I want to Finance A Car from a dealer. I have no one who can cosign for me and I would like to know if anyone out there knows of dealerships or lenders who don't require cosigners for people with no credit history like me. I work full time and have enough to cover payments, insurance, etc.

Answer: Financed cars is more expensive to insurance cause it requires full coverage. You can compare how much you would pay for full coverage of this car using this tool - carinsurance.deep-ice.com

Car Finance Loans

Question: What is the best way to Finance A Car loan of £20k+ over 4 years using 0% credit cards?

Answer: You'd have to shuffle between cards, and each one would probably charge you a 2% balance transfer nowadays. That's £1600 (or a bit less, 'cos you'd have paid some off), but still much cheaper than a loan.

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