Finance Questions

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Question: My Credit was Damaged for last two years but I raised my Credit Score to 725?

I leased a car in 2005 and because of the economic situation, I had fear that I could not get another one because my credit score took some hits. Recently GM ran commercials called "Custom Fit Financing". I called and they said there are many incentives for dealers to use to help get people out of leased vehicles early, help them buy a new vehicle now, help them purchase with no money down and a whole line of things. Has anybody used or heard of this new way of financing? I know it has a lot to do with the economy.

Answer: If I understand what you are saying ... yes you would qualify for a loan if you have a job record to go with your score of 725 that is good to excellent credit... don't be afraid to haggle with them over your intrest rate ... just say no ... I want a lower rate, that won't do for me... be strong take your Dad or some adult man with you car dealships are very very bad at trying to give women and young people the worst deals and adding on extra things ...

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