Finance Questions

Posts Tagged ‘delicious’

Question: Just found out my Husband has 23,000 in credit card dept and spent 50,000 of his 401K.?

I have been married for 18 years and learned my husband has not been honest about our finances. I have always let him pay the main bills. He makes 80,000 and I make about 20,000. I just did a budget and found out we are 800 short a month. Our take home is 4900 and our bills are about 5800. We do not drive new cars and take vacations. It seems 100,000 does not seem to be enough when you have a home, 25,000 in student loans and a child in private school. He has never managed money well, but I am shocked to learn that he took money out of our 401K and has 23,000 in credit card dept. He is a great dad, but has a hard time telling the kids no. I told him we could sell our home and pay off the dept, or my son who has some special needs could go back to a public school. He does not want to sell or send our son back. Divorce is too much money and he does not want to go into counseling. I also feel divorce would be bad for the kids and my job does not have any health insurance.

Answer: Well, the only thing to tell you is that you just need to work in paying off your debts. What else is there to do? He made a mistake and hopefully he has learned from this. In the meantime, find other means to cut down. Maybe instead of having a phone in the house just use your cell phones. Cut down on your light bill by lowering the temperature in the house. Try to use less gasoline by getting everything you need in one trip. Cut out coupons to help minimize the grocery bills. Shop for used clothing (no one else has to know). Try to consolidate your debt under one major credit card or a bank loan if you have more or less good credit. And monitor your husband's spending.

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Question: uk Guaranteed Finance places?

places in the uk that anyone can get Car Finance at

Answer: There is no such thing as Guaranteed Finance. You will always have to undergo a credit check.

Guaranteed Car Finance - www.RIGHTDRIVE.co.uk - Customer Testimonals