Finance Questions

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Question: Is mathematical finance a great field to get into?

I am thinking about getting a MS in Mathematical Finance after undegrad. Would I be more sheltered from layoffs than other financial professionals seeing as mathematical finance is heavily technical/analytical. It is basically economics/finance - heavy mathematics - and some computer programming ability. Math finance people are the ones who mitigate and manage risk for financial companies and investments.

Answer: It all depends on where u go to school. Given the current economic situation several state schools are expected to cut their funding for new hires so many newly minted PhDs who would normally go into the academic market will be considering entering the “real world.” Since you wanna focus on the math side, they would be your actual competition, that’s why its critical where u come from: A top tear masters candidate should be able to compete w/ a 2nd or 3rd tear PhD depending on each person’s respective experience.

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Question: peoples views good & bad on paragon Personal Finance?

thinkin of takin out a secured loan with paragon Personal Finance, the offer i,ve been given looks good on paper. would like to hear your stories if you,ve had dealings with them as to how good they REALLY ARE. thanks!!!!

Answer: mmmm...wouldnt touch them. Have you read what their policy is on redeeming their charge early etc? should you wish to refinance - what is their arrangement fee? What is their rate? For secured loans, there are better rates and better lenders out there - have a look at www.moneyshop.co.uk - The Northern Rock deal looks a good one but again these offers change daily - Good luck

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