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Finance Personal Tesco

July 24th, 2009

finance personal tesco
Question: How tesco credit card works?

Hi all,

I recently moved into UK for work, and I would like to apply for a Tesco Credit Card, because I need to buy about £5000 furniture and appliances for the house I live in.

I'm interested to repay a small amount per month, that's what the Tesco Credit Card allow to do. However I'm a bit confused about the summary box at

http://www.tescofinance.com/personal/finance/finance/creditcards/clubcc/summary-box.jsp

I hope someone of you can better explain the following:

a) How can I specify the length of my debit, and to who should I tell this? To the seller or is it something I choose via an on line panel or something?
b) On the APR table, I would expect the introductory rate is the one I'll pay accordingly to the period specified, after that I will start paying the monthly rate. Is this correct?
c) Can I buy everywhere, or the card is bound to Tesco and shopping to their mall only?

Many thanks
Giuseppe

Answer: The Tesco credit card is simply a Tesco branded Visa or MasterCard and works the same as any other credit card.
You need to have been living at your current address for over two years, be in full time employment and have a good credit rating.
If you only pay the minimum amount each month, your balance will take years to pay off because of the interest applied to each month's outstanding balance

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Tesco Finance

January 31st, 2008

tesco finance
Question: Renting in London (zone 2 -3): I've £750 to spend a month; what's the best I can get?

I have £750 per month budgeted to spend on rent in London. That has to include bills as well (electricity, council tax, tv, broadband). I'd like a furnished studio or 1 bedroom flat in Zones 2 or 3, preferably 2. Isle of Dogs perhaps as I work in finance and it would be convenient to be relatively close to Canary Wharf and the City. Or else somewhere on the Jubilee.

As for the area - decent and safe, within 10/15 minutes walk of the tube, near a Sainsburys/Asda/Tesco or whatever.

Is it realistic to expect to get the above for £750? If so maybe link some good website that would have things within my budget.
One other thing - I know about Gumtree already. I'm more interested in stories of people who already have something like what I'm looking for, within my budget, and tell me how you found it etc.

Answer: I think you're going to have a REALLY tough time finding what you want on that budget. If I was you, I@d be looking out in the Woolwich area, but even then you'll probably be struggling. AND it's Zone 4. Three years ago, I couldn't even get a studio with a communal toilet in Shepherds Bush (Zone 2) for £750.

You might also want to have a look at Streatham Hill - you can sometimes pick up cheaper studios there, and at least you're pretty near a Somerfield and British Rail.

PS have just had a quick look, and Streatham Hill really is a good bet - I've seen some 1 bed places on there already that are within your budget. Check out www.findaproperty.com

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